Payments Senior Counsel
Richmond, VA  / McLean, VA 
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Posted 2 days ago
Job Description
Job ID: R119189

West Creek 7 (12077), United States of America, Richmond, Virginia

Payments Senior Counsel

About the Role

The Capital One Legal Department is seeking a talented attorney with an established interest in payments and payments-related issues as they arise in the context of day-to-day financial services operations, regulatory issue advocacy, and new product design and development. The attorney in this position will join our enterprise regulatory advisory legal team and will help support business operations and risk offices, business-aligned attorneys, Compliance and Audit professionals, and more. Working closely with these business, compliance, and risk partners across each of Capital One's lines of business, you will be a go-to resource across the company on legal issues related to payments, payments systems, and consumer protections relating to payments, including by working on issues arising under Regulation E; Regulation CC; the Uniform Commercial Code; payment system rules; and other sources of authority. This role requires advanced problem-solving ability to help both Capital One customers and Capital One lines of business "win" within these rules.

We are looking for an attorney who is collaborative, inquisitive, and enthusiastic about payments. You'll need strong analytical and organizational skills, great judgment, and the ability to work effectively in a fast-paced environment with complex legal and regulatory issues that may arise suddenly and require quick resolution. We want someone with an ownership mentality who nonetheless enjoys being part of a team and who can interact with and influence across departments and job levels. A good sense of humor is a plus!

Areas of Responsibilities likely to include some combination of:

  • Payments requirements and disclosures

  • Funds availability,

  • Gift card-related requirements and prohibitions

  • Emerging payments products/systems

  • Debit/interchange rules

Prior work on or facility with issues arising under the following is a plus:

  • Reg E

  • Reg CC

  • UCC 3, 4, and 4A

  • Payment system rules

  • Regulation II

Basic Qualifications

  • Juris Doctor from an accredited law school

  • Active member in good standing of at least one state bar

  • At least 4 years of experience as an attorney in a law firm environment, at a government agency, or as in-house counsel

Preferred qualifications

  • Familiarity with Reg E, Reg CC, UCC 3, 4 and 4A, Nacha Rules, Association Rules (Visa and MasterCard) and Regulation II

  • Experience providing advice and counsel on products, services and transactions to clients in the financial services industry

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


Capital One is an equal opportunity employer committed to diversity in the workplace. Capital One promotes a drug-free workplace.

All qualified applicants will receive consideration for employment without regard to gender, race, color, religion, national origin, sexual orientation, protected veteran status, or disability status.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; Newark, New Jersey Ordinance 12-1630; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.


 

Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Experience
4+ years
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